Having a low credit score is awful. It makes it hard to take out loans, which can prevent you from buying cars, houses, and more. A low credit score can put your life on hold. Many people need quick ways to improve their credit, so here are 3 easy ways to improve your credit score quickly.

A fast and simply way to improve your credit score is to dispute all errors relating to your credit. This can raise your credit with little work on your end. All you have to do is check your credit report, which is free. You have a right to a free credit report every 12 months from the main 3 credit bureaus, which are Equifax, Experian, and TransUnion.

Once you request the credit report, you can check for mistakes. Mistakes include payments incorrectly marked late and negative information that is too dated to be on the report.

Another speedy method is to become an authorized user. This is much easier than it sounds. All you have to do to become one is ask a friend or a family member with a great credit history to add you to their credit card as an authorized user. You don’t even have to use their credit card. In fact, you don’t even have to remember the credit card number.

Being associated with their long credit history can lengthen your own credit history.

The final and best way to improve your credit score quickly is to pay your bills on time. A method that goes with this is to make multiple small payments each month. These small payments are called micro-payments. Making these small payments can also help you make your payments on time. Making late payments is the biggest factor on your credit report.

This is why it’s so important to always pay on time. While that does take a little time, this method improves your score by the largest amount.

There are also a few things that you definitely shouldn’t do if you want to increase you credit as quick as possible. One important thing is that you shouldn’t close your old credit cards. This is a common mistake people make. The amount your credit score is raised by partly depends on how low your score is. Luckily, your score raises more the lower it is. It is estimated that following these methods can raise your score by 100 points. The likelihood of this increases the lower your score was to start off with. Don’t give up on your credit score.

Keep working at it, and you’ll eventually achieve the credit score of your dreams!